Current Account Information

Banking that helps your business grow faster than you would imagine. The features of our Current account make banking a comfortable experience.

Who Can Open Account:
>>   An individual businessman in his/ her capacity
>>   Two or more persons jointly
>>   Sole proprietory firm
>>   Partnership firm
>>   Hindu undivided family
>>   Private limited companies
>>   Public limited companies
>>   Non-governmental organisations
>>   Public corporations
>>   Registered societies/ associations/ clubs Etc
>>   Trusts
>>   Government/ Semi- government bodies/ departments

Minimum Opening Deposit:-:
Many financial institutions require you to make a minimum deposit before they open and activate your Current account and make you to maintain that minimum amount. The minimum amount they said to maintain is bit higher But we Bhingar Bank offers you to open a new Current account in just a RS. 1,000 that’s it. No more amount to be needed to open an account.

ATM Facility:
Do you want to access your money any time and anywhere? Then No need to WORRY we Bhingar Bank is Offering You An RuPay Debit Card So you can get your Money anytime anywhere.
>>   Use ATMs of any other bank freely for cash withdrawal and other transactions.
>>   Do your banking from any Bhingar bank branch, anywhere.
>>   Pay bills from the comfort of your home or office with our DEBIT Card.
>>   ATM card/ INSTA card is issued

Benifits :
>>   Any branch banking (ABB),inter connectivity
>>   ATM facility
>>   Remittances- pay order, demand draft on any location in India
>>   Collection of outstation cheques
>>   RTGS/ NEFT Facility
>>   Sms banking
>>   E-statement facility
>>   Free ATM card is issued
>>   Standing Instruction Facility

Account Keeping Fees:
Who wants to be paying bank fees when you’re trying to save? However in saying this some banks may slip a few fees your way, be wary of the following:
  • Monthly account fee
  • Branch deposit fee
  • Over the counter transaction fee
But we bhingar bank do not charge any fees for any above mentioned transactions .


Issue a CHEQUE Book :
We Bhingar Bank is Now Updated Our self as per the new CTS System [Cheque Truncation System ] and Started to work efficiently
  • Personalized Cheque Book with name printed on each cheque leaf for enhanced security
  • Issue cheques freely all across the country


Passbook Facility :
Keep track of your money with the free passbook for your saving account.
Requirements:
  • Copy of latest photograph
  • Proof of residence (passport, driving license, ration card, voters card, electricity bill, telephone bill, latest bank account statement, Income tax/ wealth tax assessment order, Maintenance bill of society, registered leave and license agreement with proof of permanent address or Noterised Leave & License Agreement with a permanent address proof, etc)
  • Photo identity proof (PAN card, voters ID card, passport, Driving license, senior citizen card, ADHAR card etc)
  • Introduction by person known and acceptable to the bank
  • PAN with original for verification or declaration of form-60/61
  • initial deposit in cash
  • Business activity proof
  • Business Address proof
  • Any other document as per the constitution of the firm (As per Annexture -1)
  • Account Opening Form (AOF) duly filled
General :
  • Bank reserves the right to close any account, if cheque drawn are returned unpaid frequently for want of funds or the account is considered as irregular/ non-satisfactory
  • Account not in operation for more than two years will be treated as inoperative/ dormant account
  • Bank reserves the right to alter, amend, rescind the rules from time to time
Annexure-1
Additional documentation required to open current account as per the constitution of firm
A) Proprietorship firm

Requirements :
  • Business Activity proof- copy of shop & establishment, any certificate issued by / registration document issued by Sales Tax Authorities/ Service Tax Authorities/ Professional Tax Authorities, audited copies of latest balance sheet and income tax returns, letter from Chartered Accountant for operation of business. Any Twoof the above.
  • Business Address proof of shop/ firm (electricity bill, telephone bill, latest bank account statement, Income tax/ wealth tax assessment order, Maintenance bill of society, registered leave and license agreement or Noterised Leave & License Agreement , etc)
  • A) Proprietorship letter
B) Partnership firm
Requirements:
  • PAN of FIRM and all partners with original for verification or declaration of form-60/6
  • Business Address proof of shop/ firm
  • Partnership letter
  • List of partners
  • Certificate of registration
  • Registered partnership Deed
C) Limited companies
Requirements:
  • PAN of the company and all directors with original for verification or declaration of form-60/61
  • Business Address proof of Company
  • Certificate of Registration
  • List of all directors
  • Memorandam & Articles of Association
  • Resolution with company seal
  • CIN no. of the company and DIN numbers of all directors
  • Certificate of business commencement (in case of Public Limited Company)




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